Beverly Hills, California

Financing for the loans banks call complicated.

Brokers Capital Group arranges Jumbo, Super Jumbo and Non-QM mortgages for high-value homes, self-employed borrowers and real estate investors.

View Private Portfolio
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$30M+
Single Loan Capacity
10%
Down Payment
3 Days
Pre-Approval
CA
Statewide Coverage

Loan Programs

Three ways we get large loans done.

Product Suite
  • DSCR
  • Bank Statement Qualifying
  • Asset Depletion
  • Pledged Assets
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Jumbo

01 · $806,501 – $3M

Financing above the conforming limit with pricing that stays competitive with agency loans. Built for primary residences, second homes and 1–4 unit properties across California.

  • Down payments from 10% with no mortgage insurance
  • Fixed and ARM structures, interest-only options
  • Loan amounts to $3,000,000
  • Purchase, rate-and-term and cash-out refinance
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Super Jumbo

02 · $3M – $30M+

High-balance lending for estates, view properties and trophy assets. Hand-underwritten files with direct access to portfolio and private-bank capital.

  • Loan amounts to $30,000,000 and above by exception
  • No limits on cash-out amounts
  • Trust, LLC and foreign-national vesting
  • Non-warrantable condos and unique properties considered
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Non-QM

03 · Alternative documentation

Common-sense underwriting for self-employed borrowers, investors and anyone whose tax returns don't tell the whole story.

  • 12 & 24-month bank statement programs
  • DSCR investor loans qualified on rental income
  • Asset-utilization, P&L only and 1099 programs
  • Recent credit events and ITIN borrowers welcome

Portfolio Solutions

Tailor the loan to fit the client.

We mix and match programs across our portfolio-lending relationships to create custom solutions for complex scenarios.

DSCR

Investor clients qualify faster with no income documents or W-2s required — the loan is qualified on the property's rental income.

Bank Statement Qualifying

Flexibility to use multiple streams of income to qualify, including personal or business bank statements over 12 or 24 months.

Asset Depletion

Use liquid assets as full or supplemental income to qualify or borrow more — without liquidating a portfolio.

Pledged Assets

Qualify more borrowers by pledging assets rather than liquidating them, keeping investment strategies intact.

Cross-Collateralization

Increase borrowing power by cross-collateralizing additional real estate owned by your client.

Bridge-to-Sale

Access a property's equity prior to its sale so clients can buy now and sell later — no contingent offers.

Closed-End Seconds

Access up to 85% of home equity without touching the rate on the first mortgage.

Construction-to-Permanent

One-time close solution covering both the build and long-term financing for primary and second homes.

Investor Construction

Finance 1–4 unit residential investment projects — spec builds and more — with a straightforward path from construction funding through completion.

Flexible underwriting, real-world files.

We can fund mortgages others can't — our lending partners take a personalized approach to each file.

  • Gift funds for full down payment
  • Business assets for down payment or reserves
  • Post-close liquidity as an additional income source
  • Cash-out proceeds used to meet reserve requirements
  • 1-year tax returns / P&L income calculation considered
  • Maximized net rental income for 5+ property portfolios

The Process

Straightforward, start to funding.

01

Scenario review

Send us the property, credit profile and income structure. We tell you what's possible before you pull credit.

02

Program match

We shop your file across jumbo, portfolio and Non-QM investors and present real pricing side by side.

03

Structured approval

Full underwriting with documentation matched to how you actually earn — statements, assets or rental income.

04

Clear to close

Appraisal, conditions and funding coordinated with your agent, escrow and wealth advisors.

Confidential Consultation

Establish your position.

No hassle, no obligation. Send the scenario and we'll come back with structure, pricing and next steps.

HQ
9454 Wilshire Blvd. Suite 208
Beverly Hills, CA 90212